Theodore F. Gaddis, born at Spottswood, N. J., married Caroline Amelia Ryder, daughter of Brazilla W. Ryder, of Middleboro, Mass., and Hannah Elizabeth Warren, of Darien, Conn. The latter was a lineal descendant of Richard Warren, of the " Mayflower " party. Theodore F. Gaddis came to Jersey City about 1854 and entered Columbia College, but left before graduating to connect himself with the Jersey City Locomotive Works, with which concern he remained until its failure, when he established the Hudson Iron Foundry, with which he was identified until shortly before his death. His issue were Theodore B., James Van Dyck, Percy A., Bertha O., Malcolm L., and Mortimer C.

Percy A. Gaddis, the subject of this sketch, attended the public schools of Jersey City until thirteen years of age, when he entered as a clerk the office of a Wall Street broker in New York. Three years later he became a clerk in the offices of the Erie Railroad Company. Two years later he was employed by C. C. Jewell & Co., real estate dealers. In the fall of 1893 Mr. Gaddis embarked in the real estate and insurance business for himself. near the Hudson County Court House. where he has since successfully pursued it. In the fall of 1899 he erected the office building shown in illustration, which he now occupies.

In addition to managing his large and increasing business Mr. Gaddis finds time to devote to religious and political work. As an active member and clerk of the Vestry of the Church of the Holy Cross (Episcopal) of Jersey City he has devoted much time to a study of the history, canons, and traditions of the Church of England, and has had many discussions with eminent divines relative to church doctrines.